Which STAAR action involves spreading risk across multiple locations or assets?

• A. Spread Out
• B. Accept
• C. Reduce
• D. Transfer

Answer: (A)

Spreading risk across multiple locations or assets means diversifying what you rely on so no single event can take everything down. By distributing resources and capabilities—such as multiple sites, multiple suppliers, or varied assets—you create redundancy. If one location faces a disruption, others can continue operating, which lowers the overall potential loss and strengthens resilience.

The other approaches don’t achieve that diversification. Accepting risk means doing nothing and bearing the impact if something goes wrong. Transferring risk shifts the burden to another party, like insurance, but you’re not reducing exposure across assets. Reducing risk involves mitigating at a single point or asset, which lessens impact there but still leaves you vulnerable if that single point fails.

So, spreading out is the best choice because it actively dilutes exposure by distribution across locations or assets.